Dekopay Finance
Parkgate Mobility is proud to be able to offer Dekopay finance to our customers. Dekopay is an affordable way to purchase a mobility scooter, powered wheelchair, stairlift or rise and recline chair from us.
If you are interested in purchasing a product using finance, please contact us to arrange a home demonstration, or visit one of our branches. Our staff will be able to run through a full application with you in store or in your home.
Do I Qualify?
Applications from students (unless employed at least 16 hours per week), unemployed and unemployed single house persons will not be considered.
Applications are welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at the date of application). Meeting the criteria for application does not guarantee acceptance.
You are over 18, in full time employment or retired.
You have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
You are a permanent UK resident and able to supply a UK address history for the last 3 years.
A Representative Example
| Cost of Item (s) | Deposit (10%) | Loan Amount | Representative APR (fixed) | Type of Finance | Installments | Cost of Loan | Total Payable |
|---|---|---|---|---|---|---|---|
| £1,995 | £199.50 | £1,895 | 0% | 24 months – interest free | 24 x £78.81 | £0 | £1,995 |
Terms and Conditions of Finance
Consumer credit service is provided by Dekopay (Pay4Later Ltd). Pay4Later is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 728646). Registered offices are at 33 St Mary Axe, London, EC3A 8AG. For more information please refer to Dekopay FAQ or visit www.dekopay.com.
Finance is provided through the Dekopay (Pay4Later) platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered and provided with their full contact details
Consumer finance with Parkgate Mobility is organised and administered jointly by Parkgate Mobility, Dekopay (Pay4Later) and Ratesetter.
Parkgate Mobility’s finance option is applicable on any order over with a total value of £278.00.
All offers of finance are subject to acceptance by RateSetter. Parkgate Mobility accepts no liability in relation to the credit analysis and resulting contractual obligations. Please direct all enquiries in writing to: RateSetter, 55 Bishopsgate, London, EC2N 3AS
Please keep a copy of the Terms and Conditions as well as your invoice for your records. We advise applicants to keep all documents relating to the finance application. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions. Parkgate Mobility reserves the right to change these Terms and Conditions at any time.